Thank You for Your Application MortgagesRon Wertz2023-06-07T14:06:24-04:00
Your application process has been submitted, our lending team will start the process of reviewing.
One of our experts will be in touch soon.
What to Expect.
The application will ask you questions about the home and your finances and takes less than 20 minutes to complete. As soon as you’ve finished the application it will be submitted to us for review. After reviewing your loan application a Mortgage Officer will contact you to introduce themselves, answer any questions you may have, and ask you for any additional information that may be required in order to make a decision on your loan. Your Mortgage Officer is a mortgage expert and will provide help and guidance along the way.
Once we receive your application package, and any applicable fees, we’ll order the appraisal from a licensed appraiser who is familiar with home values in your area. Depending on the type of loan and the amount requested, different types of appraisals are used. Sometimes the appraiser will need to view the home; sometimes they are able to do their evaluation from the street.
Title insurance may be necessary. If necessary, we’ll take care of ordering the title work for you. We’ll use the title insurance policy to confirm the legal status of your property and to prepare the closing documents.
Coordinate Closing Date
After we receive your application package, the appraisal, and the title work, we’ll contact you to schedule your loan closing. Depending on the loan type, the closing will take place at local attorney’s office, or one of our branch locations.
That’s all there is to it! Apply Now and you will be on your way to the most convenient home loan ever!