Congratulations To Our 2022 Scholarship Winners!

Charter Oak received nearly 200 applications for our 2022 Community Giving Scholarship Program!

After a highly competitive selection process, we’re proud to announce that we’ve awarded 45 individual $2,000 scholarships as well as two employee-funded Community Outreach Scholarships for $2,000 each to a very impressive group of students in New London and Windham counties.

These students showed a strong commitment to their academic studies as well as to their local communities across eastern Connecticut. Thank you to all of the students who submitted their impressive applications to this year’s Charter Oak Community Giving Scholarship Program!

Our 2022 Scholarship Winners are:

High School 

Sage Muenzner, Bacon Academy

Alicia Lin, East Lyme High School

Ethan Moore, East Lyme High School

Margaret Prosperie, Edwin O. Smith High School

Gabriel  de la Cruz, Grasso Southeastern Technical High School

Taylor Bialowas, Griswold High school

Daren Paquin, Harvard H. Ellis Technical High School

Georgia Barry, Killingly High School

Shelby Bellows, Killingly High School

Katherine Harren, Ledyard High School

Emma Cassidy, Ledyard High School

Maxwell Hussey, Lyman Memorial High School

Victoria Stout, Lyme Old Lyme High School

Sofia Gonzalez,  Marine Science Magnet High School

Gabriella Watson, Marine Science Magnet High School

Julia Beaupre, Montville High School

Joshua Schantz, Mother of Divine Grace, homeschooled

Naysha  Valencia, New London High School

Aidan O’Farrell, Norwich Free Academy

Avery Larkin, Norwich Free Academy

Ryan Anderson, Norwich Free Academy

Kalei Andruskiewicz, Norwich Free Academy

Ramique Porter, Norwich Technical Regional High School

Jack Pothier, Plainfield High School

Morgan Rice, Pomfret School

Amayah Chavez, Putnam High School

Gabrielle Breault, Quinebaug Middle College

Amanda Stanberry, Robert E. Fitch High School

Anna Servidio, Robert E. Fitch High School

Elliot Reese, Robert E. Fitch High School

Kathleen Power, Saint Bernard School

William DeCastro, Stonington High School

Harley Dyer, Stonington High School

Aimee Girard, Waterford High School

Shayna  Gladstone, Waterford High School

Hannah Nicholson, Westerly High School

Ute Zeeman, Wheeler high school

Tyler Walter, Windham High School

Lindsey  DeMarchi, Windham Technical High School

Tegan Perry, Woodstock Academy


Elizanette Castillo, Connecticut College

Meghan Wrobel, Eastern Connecticut State University

Nikki Flynn, Eastern Connecticut State University

Rylee Faucher, Quinebaug Valley Community College

Justin St. Martin, Landmark College

Stephanie Weber, Lesley University

Jennifer Paul, University of Connecticut

Please note: Charter Oak awards scholarships on an annual basis and will begin accepting applications again in January 2023, when additional information and electronic applications will be available on

Other Student Options

Not only can we help ease the burden of college expenses by offering our scholarship program, but we can offer you a great option to save and smart ways to borrow!

  • Bright Future Savings Account: Earn 3.00% APY* on the first $2,000.00 of your balance! Now available to members between the age of 14 and 28! Learn more!

  • Bright Future Checking**: No minimum balance, ATM fee rebates, and our new “Grow My Change” savings feature that rounds up your debit card transactions to the nearest whole dollar and deposits the difference into your high-yield Bright Future Savings Account! Available to members between the age of 14 and 28. Learn more!
  • Student Lending Options via Sallie Mae: We are partnering with Sallie Mae to offer our members their Smart Option Student Loans. Find out more today!

*(APY = Annual Percentage Yield) The Bright Future Savings Account is a “Split Rate Tiered” account. You will earn the stated APY only for the account balance within each tier. 3.00% APY is paid on balances up to $2,000.00. Balances over $2,000.00 earn 0.25% APY. The account is a variable rate account and rates can change at any time. This account may only be opened by members between the ages of 14 and 28. After reaching age of 29, account will remain open at the discretion of the account holder. APY is effective November 1, 2020. This offer can be withdrawn at any time. No minimum to open. Limit of one Bright Future Savings Account per Social Security number.

**The Bright Future Checking Account is available for individuals between 14 and 28 years of age. Individuals age 14 through 17 require a parent/guardian as a joint account owner. At age 29, the Bright Future Checking Account will convert to Charter Oak’s GO Checking Account. See GO Checking Disclosure for account requirements. The Bright Future Checking Account will rebate all Charter Oak foreign ATM fees daily and ATM fees surcharged by other financial institutions or networks up to $9.99 each to a maximum of $10 per month will be rebated monthly if certain conditions are met. Account Conditions: To earn the rebate of ATM fees, you must have e-Statement, Online Banking, and 5 Debit Card transactions posted per month (excluding ATM transactions) and a Bright Future Savings Account. Failure to meet any one of these requirements during a calendar month will cause ATM fees surcharged by other financial institutions to not be rebated. This offer can be withdrawn at any time. Limit of one Bright Future Checking Account per Social Security number.

Financial Literacy

Charter Oak also gives back to the community by promoting financial education and awareness. Our two high school branches (located at Killingly High School in Dayville and Robert E. Fitch High School in Groton) employ students interested in careers in financial service, and encourage students to start saving for the future.


Savings Accounts


*APY = Annual Percentage Yield

Auto Loans


**APR = Annual Percentage Rate

Checking Accounts


*APY = Annual Percentage Yield


**APR = Annual Percentage Rate

Rates effective October 3, 2022