We Make Home Equity Loans Simple

Preparing for home remodeling, college tuition, wedding, vacation or any of life’s other milestones? Whatever the reason, our goal is to offer a fast, flexible and affordable process.

For over 80 years we’ve been sharing dreams with our members. We continue to be a leading lender by combining the lowest rates, with convenient terms and no application or appraisal fees.

home equity loan

Rates Effective April 20th, 2024

Fixed Rate Home Equity Loan

For home improvement, debt consolidation, education, or a new car. Whatever your personal dream is, a fixed-rate home equity loan from Charter Oak is the smart way to borrow. (Please consult your tax advisor for interest deductibility.)

*Some fees apply for loans greater than $250,000.

  • Low fixed rates!
  • Convenient terms from 5 to 15 years!
  • No application fees!
  • No appraisal fees!*
  • $25 Rebate for new loans with automatic payment from a Charter Oak Account.

Home Equity Line of Credit

For the ultimate in convenience, nothing beats a Charter Oak Home Equity Line. You can access your credit line by just writing a check. You may use the money you borrow for any purpose – home improvement, debt consolidation, education, a new car, your dream vacation, etc. (Please consult your tax advisor for interest deductibility.)

*Some fees apply for loans greater than $250,000.

  • Low variable interest rate!
  • Low monthly payments!
  • No application fees!
  • No appraisal fees!*
  • $25 Rebate for new loans with automatic payments from a Charter Oak Account.

*APR = Annual Percentage Rate which is based on a $200,000 loan amount
All rates listed are subject to change without notice
Homeowners Insurance is required
A non-refundable origination fee of $475 is required
Charter Oak requires escrow for taxes and if applicable, flood insurance

Meet Our Originators

Sharon DiMarco
Sharon DiMarcoMortgage Originator
Email: 
Office: 860-446-3565
Fax: 860-446-3039
NMLS #807736
Ann Gauthier
Ann GauthierMortgage Originator
Email: 
Office: 860-446-3550
Fax: 860-446-3040
NMLS #807624
Susan Shepherd
Susan ShepherdMortgage Originator
Email: 
Office: 860-446-3470
Fax: 860-446-3038
NMLS #15701

Mortgage Loan Originator

NMLS Number

Marina Abbot 2591778
Sarah Ann Abramek 2508440
Vicki Apicelli 2091415
Michael Ballirano 1539883
Lisa Barrette 1543396
Ashley Barstow 2360849
Ashlee Morgan Beckwith 2596148
Andrea Black 2351240
Michael Branch 1627542
Eunice Brooks 1545760
Laurie Jean Cerbo 1835628
Atalya Lee Champalath 2349767
Su (Daisy) Chen 2309866
Jesse Colella 2347376
Samantha R D’Anna 2570287
Matthew David Sylvestre 2593857
Jessica A Dell 2591549
Holly DePerry 648984
Sharon DiMarco 807736
Keiko Dinwoodie 1543391
John Dolan 807615
Aaron Domingo 1627181
Andrew Fitch 1539888
Karen Lynn Gagnon 1035309
Amelia Gallardo 1539875
Ann Gauthier 807624
Shannon M Gendreau 2445298
Kayla Godin 1539876
Barbara Hall 807619
Ellen Haluga 2309864
Melissa Hendrickson 1263551
Kaylene N Hersey 2445299
Debra Hill 740192
Sara J Holliday 2448820
James Ilch 935571
Jessica Izzarelli 1545759
Jeffrey A Kenniston 2591550
Alyssa Rose LeBlanc 2471282
Erin Leite 1809985
Kaitlyn Lent 2545739
Justin Loiselle 1778646
Nicole Matos 1546935
Barbara Ferrari Meliso 1001985
Jonathan Aguirre Mendoza 2582568
Patricia Mehlenbacher 1539870
Kelsey E Michon 2591552
Shawna Milne 2551120
Erin Nievera 1314281
Lyndsey O’Brien 1543387
Jansie Ortiz 2448677
Virgen Pettini 1539869
Laura Jean Pringal 1246058
Christina L Rommal 2567955
Meagan Rondeau 1224214
Neil Russell 1649628
Lauren Russi 2313525
Lorenzina Secchiaroli 2591777
Susan Shepherd 15701
Julieta Sherman 1545758
Deborah Snajczuk 807622
Christine Surdo 2448644
Namie Tedford 1539873
Garrett A Tessier 2591551
Lakshmi Thiyagarajan 2449121
Rebecca Thompson 2360846
William VanVliet 2593856
Jeannettia Varner 1543392
Dashawn Vassell 1925048
John Vincent 1539887
Yvonne Sanchez Walsh 1543394
Rhonda Wetzel 1533248
April Williams 1545761
Kari Woods 2567954
Yan Jane Zhan 1742350

Have questions?

Our team of mortgage specialists are here to help you every step of the way.
Local: 860.446.3047 | Toll Free: 800.962.3237 ext 3047

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