Share Certificates that Make Sense.

Whether you’re looking to save money for your short-term or long-term goals. Choose a Share Certificate with the term that fits your timetable and earn some of our highest rates. A Share Certificate provides steady, guaranteed growth for your regular savings or your IRA.

share certificates-cd

Limited time offers. Applying online is simple!

Rates Effective May 22nd, 2024

8 Month Share Certificate Special+

  • Earn 4.75% APY*
  • $1000 Minimum Balance

30 Month Share Certificate Special++

  • Earn 4.25% APY*
  • $1000 Minimum Balance

Short-Term Share Certificates

Term APY*
30 Day 0.05%
3 Month 0.15%
6 Month 0.30%
12 Month 0.40%

Long-Term Share Certificates

Term APY*
18 Month 0.50%
24 Month 0.50%
36 Month 0.50%
48 Month 0.50%
60 Month 0.50%

Always consult your tax advisor for any questions.

+ Offer is available for funds in existing shares. Not available with IRA.
++ Offer is available for funds in existing shares. Available with IRA.
*APY = Annual Percentage Yield. Minimum balance to open is $1,000.00. The stated APY assumes that the dividends will remain on deposit until maturity. Rate is subject to change at any time. A penalty for early withdrawal may apply. This offer can be withdrawn at any time.