Share Certificates that Make Sense.

Whether you’re looking to save money for your short-term or long-term goals. Choose a Share Certificate with the term that fits your timetable and earn some of our highest rates. A Share Certificate provides steady, guaranteed growth for your regular savings or your IRA.

share certificates-cd

Limited time offers. Applying online is simple!

Rates Effective November 1st, 2024

8 Month Share Certificate Special¹

  • Earn 4.50% APY*
  • $1000 Minimum Balance³

30 Month Share Certificate Special²

  • Earn 4.00% APY*
  • $1000 Minimum Balance³

Short-Term Share Certificates

Term APY*
30 Day 0.05%
3 Month 0.15%
6 Month 0.30%
12 Month 0.40%

Long-Term Share Certificates

Term APY*
18 Month 0.50%
24 Month 0.50%
36 Month 0.50%
48 Month 0.50%
60 Month 0.50%

Always consult your tax advisor for any questions.

*APY = Annual Percentage Yield
1. Offer is available for funds in existing shares. Not available with IRA.
2. Offer is available for funds in existing shares. Available with IRA.
3. Minimum balance to open is $1,000.00. The stated APY assumes that the dividends will remain on deposit until maturity. Rate is subject to change at any time. A penalty for early withdrawal may apply. This offer can be withdrawn at any time.