Share Certificates that Make Sense.
Whether you're looking to save money for your short-term or long-term goals. Choose a Share Certificate with the term that fits your timetable and earn some of our highest rates. A Share Certificate provides steady, guaranteed growth for your regular savings or your IRA.
8 Month Share Certificate Special¹
- Earn 3.75% APY*
- $1000 Minimum Balance³
30 Month Share Certificate Special²
- Earn 4.00% APY*
- $1000 Minimum Balance³
Short-Term Share Certificates
| Term | APY* |
|---|---|
| 30 Day | 0.05% |
| 3 Month | 0.15% |
| 6 Month | 0.30% |
| 12 Month | 0.40% |
Long-Term Share Certificates
| Term | APY* |
|---|---|
| 18 Month | 0.50% |
| 24 Month | 0.50% |
| 36 Month | 0.50% |
| 48 Month | 0.50% |
| 60 Month | 0.50% |
Always consult your tax advisor for any questions.
*APY = Annual Percentage Yield
1. Offer is available for funds in existing shares. Not available with IRA.
2. Offer is available for funds in existing shares. Available with IRA.
3. Minimum balance to open is $1,000.00. The stated APY assumes that the dividends will remain on deposit until maturity. Rate is subject to change at any time. A penalty for early withdrawal may apply. This offer can be withdrawn at any time.
Rates Effective April 21st, 2025