Where do you get your retirement planning advice?

From a call center, over the phone, with a total stranger every time you call?

At Charter Oak Retirement and Investment Services, relationships matter. That’s why helpful advice and retirement planning are available right here, in person.

The Charter Oak Retirement and Investment program is offered through CUNA Brokerage Services, Inc.*, a broker/ dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services, Inc., please visit cunabrokerage.com.

Retire in Good Financial Health e-brochure
Talk to our financial professionals today!

COMPLIMENTARY VIRTUAL FINANCIAL EDUCATION WORKSHOPS

Tuesday, October 26th
6:30pm Eastern

Medicare

Planning for retirement is never easy and maneuvering through Medicare rules and regulations is one more step in an already confusing process. Find out more about the basics of Medicare and how financial education can help you in retirement income planning.

Reserve your virtual seat

Tuesday, November 2, 2021
6:00pm Eastern

How To Weather A Bear Market

When the market dips, what do you do? How do you react? Without a plan, reacting based on your instincts could hurt your long-term financial goals. Learn steps you can take now to prepare to weather the next bear market.

Reserve your virtual seat.

Tuesday, November 9th
6:00pm Eastern

The Return of Conservative Investing

Market volatility. Low interest rates. Retirement risks. All of these headwinds are making it tougher than ever to know where to invest your retirement savings. Learn how conservative investments can help get your financial plan back on track.

Reserve your virtual seat

These workshops are educational only and are not investment advice. If you need advice regarding your financial goals and investment needs, contact a financial advisor. All guarantees are based on the claims-paying ability of the issuer. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state and may not be available in all states or through all broker/dealers. Asset allocation and diversification do not guarantee a profit or prevent a loss. See your prospectus for details about your investment options and refer to the fund prospectus for information on specific investment objectives. Variable annuities are sold by prospectus only. You can obtain a prospectus by contacting your financial advisor or the insurance company. Read it carefully.   CMGA-330676.1-1020-1122

TIMELY INVESTMENT TOPICS

Retirement Goals

There is not a single straight line leading you to retirement; life takes us all through ups and downs. Use these tips to help limit the financial impact this recent crisis might have on your retirement goals.

Learn more with our “5 Tips To Reach Your Retirement Goals During Uncertain Times” guide.

Investment Strategies

There are many lessons to be learned from a market downturn about how to potentially mitigate losses and help you plan for the future, no matter how uncertain that future may seem.

Learn more with our “5 Investment Strategies During Times of Uncertainty” guide.

401(k) Rollovers

Should you rollover your 401(k), leave it where it’s at or do something else with the  money?

Learn more with our “5 Pros & Cons of 401(k) Rollovers” guide.

TALK TO OUR FINANCIAL PROFESSIONALS TODAY!

Stephen A. Sylvester, CRPC®
Vice President
Wealth Management
Direct Line: 860.446.1842
Fax: 608.218.2199
1055 Hartford Turnpike
Waterford, CT 06385
OR
32 Chicago Avenue
Groton, CT  06340
email Steve Sylvester

Todd A. Gestrich
Financial Advisor
Direct Line: 860.446.3312
Fax: 608.236.8031
3 Boston Post Road
Waterford, CT  06385
email Todd Gestrich

Golam Ahmed
Financial Advisor
Direct Line: 860.446.3477
Fax: 608.236.6498
1 Connecticut Ave
Norwich, CT  06360
email Golam Ahmed

Learn more

Check the background of these investment professionals on FINRA’s BrokerCheck.

 

*Charter Oak Retirement and Investment Financial Professionals are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America.
FR-2516070.1-0419-0521

ENJOY THESE GREAT OFFERS

Savings Accounts

EARN 1.50% APY* ON OUR HSA ACCOUNT

*APY = Annual Percentage Yield

Auto Loans

AUTO LOAN RATES AS LOW AS 1.99% APR**

**APR = Annual Percentage Rate

Checking Accounts

EARN 3.00% APY* ON GO CHECKING

*APY = Annual Percentage Yield

ACCELERATOR MORTGAGE AS LOW AS 1.99%/2.05% APR**

**APR = Annual Percentage Rate

Rates effective October 25, 2021