Effective January 9, 2017. All rates subject to change daily.
Pick out the car of your dreams and get convenient, low cost Charter Oak financing. Check out our current rates below. To apply, click on the link below, call us or visit any Charter Oak branch.
|New and Used Car Loans|
|Model Year||** Rates as low as|
|2016 - 2018||2.24% APR*|
|2014 - 2015||2.99% APR|
|2011 - 2013||3.99% APR|
|2008 - 2010||4.99% APR|
*APR = Annual Percentage Rate
**Your rate may vary depending on:
Your credit history
Year of vehicle
Term of loan
The lowest APR assumes that your vehicle meets our underwriting guidelines and you have an excellent credit history. For more information or to apply, please call 860.446.8085 or 800.962.3237 or apply for an auto loan online.
It's simple: you have wishes and dreams. Charter Oak has the money to help you see them come true. For more than 75 years we've helped thousands of people with loans. We're here to serve you, too.
Low, fixed rates!
Convenient terms from 1 to 60 months!
$25 Rebate for new loans with automatic payment from a Charter Oak account.
|Unsecured Loans||Annual Percentage Rate|
|Rates as low as||9.74% APR*|
|Share Secured Loans||2% above dividend rate|
|Share Certificate||2% above issued dividend rate|
* Your rate may vary, depending on your credit history and whether you qualify as a "Gold Rewards" member.
For more information or to apply, please call 860.446.8085 or 800.962.3237.
Imagine: a perfect loan for busy people just like you. Your perfect loan is now available. It's called Readi-Cash Too. Now you can enjoy a truly great rate coupled with convenient access. Readi-Cash Too is an open-end credit product with limits to $7,500. It can be activated from across town or across the country easily via our Call Center, Info-Phone, online, an ATM, or simply by writing a check. For more information or to apply, please call 860.446.8085 or 800.962.3237.
|Rates as low as||Prime + 4% = 7.75% APR*|
* APR=Annual Percentage Rate. Your rate may vary, depending on your credit history.
Currently Prime is 3.75% as published in The Wall Street Journal.