Whether your business performs hundreds of transactions a month or just a few, we have a great checking account for you! From a simple and convenient basic checking account to our premier dividend-bearing checking account, Charter Oak offers the right business solution to benefit your business. And for non-profit, educational and charitable groups, Charter Oak offers a great dividend-paying checking account!

Basic Business Checking

Designed for the small business owner, this checking account offers just the features you need at a price that won't put you out of business!

If your business doesn't write a large amount of checks, or deposit a significant number of checks, chances are Basic Business Checking is just right for you. Our Member Service Representatives will be happy to discuss your checking account needs and assist you in determining which value packed business checking account is right for you.

• First 50 transactions* per month - free. Each transaction over 50: $0.25
• No minimum balance required
• No monthly service charge
• 50% off first order of business checks
• Free Online Bill Payment

Premier Business Checking

Businesses that have frequent ACH settlements, write a significant number of checks and have transaction intensive deposits will appreciate our Premier Business Checking. This account is designed to offer the business owner the ability to maintain a low cost relationship on a high volume transaction account. Combine this account with Charter Oak's night depository service or merchant card processing and you have a winning combination!

• Tiered, variable rate
• First 300 transactions* per month - free
• No minimum balance required
• Monthly fee of $10 - waived with average daily balance of $10,000 or Merchant Card Processing**
• 50% off first order of business checks
• Free Online Bill Payment

*Transactions defined as: ACH debits/credits, checks cleared or deposited and Online Bill Payments.
**Merchant Card Processing must be with COFCU.

Non-Profit 501 (c) Checking

This dividend-paying checking account is a great choice for charitable, non-profit, religious and educational organizations! Certificate of 501 (c) status is required. Some restrictions may apply.
​