Credit & Debt Archives | Charter Oak Federal Credit Union

We’re currently working to resolve intermittent issues with online banking.

Be aware of phone and texting scams pretending to be Charter Oak. Learn More >

Alerts

Personal Banking
- Personal Checking
  We have options for everyone ranging from our GO Checking to Bright Futures for teens.
  Checking Accounts
  Electric Boat Checking
  Mohegan Sun Checking
- Personal Savings
  We offer many options for our members to save for their short-term and long-term goals.
  Explore Savings Accounts
  Share Certificates
  Individual Retirement Accounts (IRA)
  Health Savings Accounts
  Money Market Accounts
- Consumer Lending
  Experience the benefits of our various consumer lending options to assist you with personal lending.
  Visa® Credit Card
  Auto Loans
  Personal Loan Center
  Student Loans
  TruStage Insurance
- Visa® Debit Card
  There are many ways to shop... only one way to pay! A safe, sound and secure way for all of your purchases.
  Learn More
- bankNgo Digital Suite
  Manage your finances safe, sound and securely anywhere, anytime, from any device.
  Learn More
- Gold Rewards
  This is how we say thank you to the members that make us their primary financial institution.
  Learn More
Home Lending
Business Banking
Wealth Management
Protection Center
Community Giving
Resources

Personal Banking
- Personal Checking
  We have options for everyone ranging from our GO Checking to Bright Futures for teens.
  Checking Accounts
  Electric Boat Checking
  Mohegan Sun Checking
- Personal Savings
  We offer many options for our members to save for their short-term and long-term goals.
  Explore Savings Accounts
  Share Certificates
  Individual Retirement Accounts (IRA)
  Health Savings Accounts
  Money Market Accounts
- Consumer Lending
  Experience the benefits of our various consumer lending options to assist you with personal lending.
  Visa® Credit Card
  Auto Loans
  Personal Loan Center
  Student Loans
  TruStage Insurance
- Visa® Debit Card
  There are many ways to shop... only one way to pay! A safe, sound and secure way for all of your purchases.
  Learn More
- bankNgo Digital Suite
  Manage your finances safe, sound and securely anywhere, anytime, from any device.
  Learn More
- Gold Rewards
  This is how we say thank you to the members that make us their primary financial institution.
  Learn More
Home Lending
Business Banking
Wealth Management
Protection Center
Community Giving
Resources

First Paycheck: Smart Money Habits with Checking and Savings
Gallery
First Paycheck: Smart Money Habits with Checking and Savings

Financial Literacy

First Paycheck: Smart Money Habits with Checking and Savings

Lai L2026-06-24T11:17:58-04:00June 24th, 2026|Financial Literacy|

Budgeting 101: Understanding the Basics
Gallery
Budgeting 101: Understanding the Basics

Financial Literacy

Budgeting 101: Understanding the Basics

Lai L2026-05-21T10:45:41-04:00May 22nd, 2026|Financial Literacy|

Understanding, Building and Accessing Home Equity
Gallery
Understanding, Building and Accessing Home Equity

Financial Literacy

Understanding, Building and Accessing Home Equity

Lai L2026-04-27T10:58:30-04:00April 28th, 2026|Financial Literacy|

7 Ways To Improve Your Credit Score
Gallery
7 Ways To Improve Your Credit Score

Financial Literacy

7 Ways To Improve Your Credit Score

Lai L2026-03-16T11:19:33-04:00March 23rd, 2026|Financial Literacy|

6 Smart Ways To Use Your Tax Refund
Gallery
6 Smart Ways To Use Your Tax Refund

Financial Literacy

6 Smart Ways To Use Your Tax Refund

Lai L2026-02-19T09:49:58-05:00February 16th, 2026|Financial Literacy|

How To Protect Yourself Against IRS Imposter Scams
Gallery
How To Protect Yourself Against IRS Imposter Scams

Fraud Literacy

How To Protect Yourself Against IRS Imposter Scams

Lai L2026-02-19T09:55:12-05:00February 11th, 2026|Fraud Literacy|

6 Strategies For Paying Down Debt and Building Savings
Gallery
6 Strategies For Paying Down Debt and Building Savings

Financial Literacy

6 Strategies For Paying Down Debt and Building Savings

Lai L2026-02-19T09:56:54-05:00January 19th, 2026|Financial Literacy|

Has Your Email Been Hacked?
Gallery
Has Your Email Been Hacked?

Fraud Literacy

Has Your Email Been Hacked?

Lai L2026-02-19T10:02:12-05:00January 12th, 2026|Fraud Literacy|

9 Best Practices for Online Banking Security
Gallery
9 Best Practices for Online Banking Security

Fraud Literacy

9 Best Practices for Online Banking Security

Lai L2026-02-19T10:06:14-05:00December 26th, 2025|Fraud Literacy|

Beware of Shopping Scams and Porch Pirates
Gallery
Beware of Shopping Scams and Porch Pirates

Fraud Literacy

Beware of Shopping Scams and Porch Pirates

Lai L2026-02-19T10:07:54-05:00December 15th, 2025|Fraud Literacy|

Penny Shortage: What Members Need To Know
Gallery
Penny Shortage: What Members Need To Know

News

Penny Shortage: What Members Need To Know

Lai L2026-02-12T10:47:12-05:00December 3rd, 2025|News|

7 Simple Ways to Reduce Holiday Financial Stress
Gallery
7 Simple Ways to Reduce Holiday Financial Stress

Financial Literacy

7 Simple Ways to Reduce Holiday Financial Stress

Lai L2026-02-19T10:10:15-05:00November 24th, 2025|Financial Literacy|

Don’t Give Money To Fake Charity Scams
Gallery
Don’t Give Money To Fake Charity Scams

Fraud Literacy

Don’t Give Money To Fake Charity Scams

Lai L2026-02-19T10:11:04-05:00November 20th, 2025|Fraud Literacy|

Buying vs. Leasing a Car: 8 Things to Know Before You Decide
Gallery
Buying vs. Leasing a Car: 8 Things to Know Before You Decide

Financial Literacy

Buying vs. Leasing a Car: 8 Things to Know Before You Decide

Lai L2026-02-19T10:13:28-05:00October 27th, 2025|Financial Literacy|

Avoiding Peer to Peer Payment Scams
Gallery
Avoiding Peer to Peer Payment Scams

Fraud Literacy

Avoiding Peer to Peer Payment Scams

Lai L2025-10-23T10:57:24-04:00October 23rd, 2025|Fraud Literacy|

FBI Warns of Scams Targeting Seniors
Gallery
FBI Warns of Scams Targeting Seniors

Fraud Literacy

FBI Warns of Scams Targeting Seniors

Lai L2026-02-19T10:14:30-05:00September 26th, 2025|Fraud Literacy|

Combatting The Effects of Clutter on Health and Wealth
Gallery
Combatting The Effects of Clutter on Health and Wealth

Financial Literacy

Combatting The Effects of Clutter on Health and Wealth

Lai L2026-02-19T10:17:02-05:00September 25th, 2025|Financial Literacy|

What Is Financial Minimalism? How to Simplify Your Money.
Gallery
What Is Financial Minimalism? How to Simplify Your Money.

Financial Literacy

What Is Financial Minimalism? How to Simplify Your Money.

Lai L2026-02-19T10:19:05-05:00August 31st, 2025|Financial Literacy|

2FA Code Scams: The New Trick Fraudsters Are Using
Gallery
2FA Code Scams: The New Trick Fraudsters Are Using

Fraud Literacy

2FA Code Scams: The New Trick Fraudsters Are Using

Lai L2026-02-10T13:43:52-05:00August 29th, 2025|Fraud Literacy|

Four Dangers of Buy Now, Pay Later
Gallery
Four Dangers of Buy Now, Pay Later

Fraud Literacy

Four Dangers of Buy Now, Pay Later

Lai L2026-02-19T10:20:56-05:00July 31st, 2025|Fraud Literacy|

Keep Track of Common UPS Scams
Gallery
Keep Track of Common UPS Scams

Fraud Literacy

Keep Track of Common UPS Scams

Lai L2026-02-19T10:22:24-05:00July 28th, 2025|Fraud Literacy|

Take Care of These Money Matters Before You Travel
Gallery
Take Care of These Money Matters Before You Travel

Financial Literacy

Take Care of These Money Matters Before You Travel

Lai L2026-02-19T10:26:21-05:00June 26th, 2025|Financial Literacy|

Easier Than You Think: Make Your First Budget
Gallery
Easier Than You Think: Make Your First Budget

Financial Literacy

Easier Than You Think: Make Your First Budget

Lai L2026-02-19T10:27:15-05:00June 2nd, 2025|Financial Literacy|

8 Healthy Financial Habits You Should Develop
Gallery
8 Healthy Financial Habits You Should Develop

Financial Literacy

8 Healthy Financial Habits You Should Develop

Lai L2026-02-19T10:29:26-05:00April 29th, 2025|Financial Literacy|