CO-OP Shared Branch
From coast to coast, experience the convenience of access of 5,600 branches and 30,000 ATMs wherever you see the CO-OP logos. That covers a lot of territory—whether you’re across town, or traveling far from home for business or pleasure.
Your credit union membership means you can:
- Use nearly 30,000 surcharge-free ATM locations—more than some of the biggest banks offer
- Take advantage of surcharge-free ATMs at convenient places like 7-Eleven® and Costco®
- Visit over 5,600 convenient Shared Branch locations covering all 50 states – simply have your credit union name, account number, and a government ID and you’ll have access to your accounts
- Easily locate ATMs and branches through any of our locator tools—including phone, mobile app or Internet
Quick Links
IDCheck
Launching May 1, 2025
IDCheck offers members a safe and secure way to bank at Shared Branch locations. Protect your identity in a flash… easy, fast & secure. IDCheck keeps you one step ahead of fraudsters. With account takeover fraud on the rise, the CO-OP Shared Branch service has added a new ID-proofing security check when accessing your account in person. IDCheck offers a layer of fraud prevention that allows us to make certain it’s YOU trying to access your account, not an imposter.
If you bank at one of our Shared Branch locations, a teller can now identify and authenticate members with out-of-state IDs in the branch through a QR code and one-time passcode multi-factor authentication verification. This additional layer of authentication will be used for loan payments, cashier’s checks, deposits, withdrawals, transfers and account inquiries.
How it works
Step 1
Scan the QR code located in the branch or begin online.
Step 2
Select your credit union's name from the drop-down list.
Step 3
Enter your member number and the last four digits of your social security number.
Step 4
Upload a photo of your ID.
Step 5
Take a selfie.
Tip: Save your validation for an even quicker experience next time!
Step 6
Show your one-time passcode to the teller (passcode is valid for 20 minutes).