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Please note: Our Putnam branch located at 7 Providence Pike will re-open on Tuesday, November 5th.

Online Banking Update as of 9/25/24
All members who have not updated the Online Banking app… are required to do so manually.
Learn How to Update

FRAUD UPDATE: Some members are receiving fraudulent text messages and phone calls, acting as Charter Oak asking to verify fraud charges. DO NOT CLICK any links and DO NOT give out your information. If you are unsure, please contact us directly or stop into a branch.

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  • Personal Banking
    • Personal Checking
      We have options for everyone ranging from our GO Checking to Bright Futures for teens.
      • Explore Checking Accounts
    • Personal Savings
      We offer many options for our members to save for their short-term and long-term goals.
      • Explore Savings Accounts
      • Share Certificates
      • Individual Retirement Accounts (IRA)
      • Health Savings Accounts
      • Money Market Accounts
    • Home Loans
      Ready for a new home, refinance your existing home or a home equity? We're ready to assist you.
      • Mortgage Solutions
      • Home Refinancing
      • Home Equity Loans
      • Check Loan Status
    • Consumer Lending
      Experience the benefits of our various consumer lending options to assist you with personal lending.
      • Consumer Visa® Card
      • Auto Loans
      • Personal Loan Center
      • Student Loans
      • TruStage Insurance
    • Online Banking
      Manage your finances safe, sound and securely anywhere, anytime, from any device.
      • Learn More
    • Gold Rewards
      This is how we say thank you to the members that make us their primary financial institution.
      • Learn More
  • Business Banking
    • Business Checking
    • Business Loan Solutions
    • Business Visa® Card
    • Employer Sponsored HSA
  • Wealth Management
    • Retirement and Investment
    • Virtual Financial Educational Workshops
    • Investment Resources
  • Protection Center
    • Important Alerts
    • How to Protect Your Accounts
    • Fraud Education
    • Leading The Way
  • Community Giving
    • Community Room
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    • Matching Gifts Program
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Matching Gifts Charity FormCarolina V2024-06-12T15:18:41-04:00

Charter Oak Federal Credit Union
1055 Hartford Turnpike
Waterford, CT 06385
860.446.8085
800.962.3237

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Federally Insured by NCUA

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