We Make Auto Loans Simple
Ready to purchase your next vehicle? You'll get our low auto loan rates whether you apply online, in-person, or visit one of our preferred dealers.
New & Used Options
- Convenient terms to fit your budget
- Guaranteed Asset Protection Insurance (GAP) available
- $25 Rebate for new loans with automatic payment from a Charter Oak account
- Car lease running out? We offer off-lease financing, with great rates and great terms!
| Model Year | Rates As Low As¹ |
|---|---|
| 2024 & Newer | 5.99% APR* |
| 2022 – 2023 | 5.99% APR |
| 2019 – 2021 | 5.99% APR |
| 2016 – 2018 | 7.74% APR |
| 2015 | 8.74% APR |
Preferred Dealers
TruStage Auto Insurance
Your car’s most important accessory doesn’t come from your dealer.
None of your car’s accessories is more important than the insurance policy that covers it. With discounts for Charter Oak Federal Credit Union membership, the TruStage Auto & Home Insurance Program could save you money. Working with big-name companies we’ve carefully selected, you can expect top-notch service and solid value. It’s easy to get a quote and make the switch—even if you’re already covered with another company, you won’t lose a penny. Isn’t it time for car insurance the credit union way?
What is TruStage Insurance?
TruStageTM is insurance the credit union way. Our products and programs are made available through TruStage Insurance Agency and offered only to credit union members. Today, more than 15 million members rely on us for our products, programs, services, expertise and experience. With a commitment to dependability and a members-first philosophy, we help you protect what matters most.
TruStage™ Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. Individual premiums and savings will vary.
MAH-0213-40ED
*APR=Annual Percentage Rate.
1. Your rate may vary depending on:
- Your credit history
- Year of vehicle
- Term of loan
Please note:
- Loan to values are based on total amount of funded loan divided by MSRP for new vehicle and NADA Retail for used vehicles.
- Maximum used vehicle mileage: 125,000
- No commercial use vehicles, max GVW 10,000 lbs
- Minimum amount financed for new or used vehicles: $5,000 (except 84 month term)
Rates Effective May 14th, 2025