Launching Soon! Our new self-service, voice-activated phone system Tilly! Exciting news for sure… so let’s make sure your account is setup for this new experience. Learn More

All branches and Contact Center will be closed on Monday, September 1st in observance of Labor Day.

Be aware of phone and texting scams pretending to be Charter Oak. > Learn More

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Personal Banking
- Personal Checking
  We have options for everyone ranging from our GO Checking to Bright Futures for teens.
  Checking Accounts
  Electric Boat Checking
  Mohegan Sun Checking
- Personal Savings
  We offer many options for our members to save for their short-term and long-term goals.
  Explore Savings Accounts
  Share Certificates
  Individual Retirement Accounts (IRA)
  Health Savings Accounts
  Money Market Accounts
- Consumer Lending
  Experience the benefits of our various consumer lending options to assist you with personal lending.
  Visa® Credit Card
  Auto Loans
  Personal Loan Center
  Student Loans
  TruStage Insurance
- Visa® Debit Card
  There are many ways to shop... only one way to pay! A safe, sound and secure way for all of your purchases.
  Learn More
- Online Banking
  Manage your finances safe, sound and securely anywhere, anytime, from any device.
  Learn More
- Gold Rewards
  This is how we say thank you to the members that make us their primary financial institution.
  Learn More
Business Banking
Home Lending
Wealth Management
Protection Center
Community Giving
Resources

Personal Banking
- Personal Checking
  We have options for everyone ranging from our GO Checking to Bright Futures for teens.
  Checking Accounts
  Electric Boat Checking
  Mohegan Sun Checking
- Personal Savings
  We offer many options for our members to save for their short-term and long-term goals.
  Explore Savings Accounts
  Share Certificates
  Individual Retirement Accounts (IRA)
  Health Savings Accounts
  Money Market Accounts
- Consumer Lending
  Experience the benefits of our various consumer lending options to assist you with personal lending.
  Visa® Credit Card
  Auto Loans
  Personal Loan Center
  Student Loans
  TruStage Insurance
- Visa® Debit Card
  There are many ways to shop... only one way to pay! A safe, sound and secure way for all of your purchases.
  Learn More
- Online Banking
  Manage your finances safe, sound and securely anywhere, anytime, from any device.
  Learn More
- Gold Rewards
  This is how we say thank you to the members that make us their primary financial institution.
  Learn More
Business Banking
Home Lending
Wealth Management
Protection Center
Community Giving
Resources

Financial Management

What Is Financial Minimalism? How to Simplify Your Money.
Gallery
What Is Financial Minimalism? How to Simplify Your Money.

Financial Management, Personal Finance

What Is Financial Minimalism? How to Simplify Your Money.

Lai L2025-08-29T10:58:08-04:00August 31st, 2025|Financial Management, Personal Finance|

Four Dangers of Buy Now, Pay Later
Gallery
Four Dangers of Buy Now, Pay Later

Financial Management, Personal Finance

Four Dangers of Buy Now, Pay Later

Lai L2025-07-24T09:07:12-04:00July 31st, 2025|Financial Management, Personal Finance|

Take Care of These Money Matters Before You Travel
Gallery
Take Care of These Money Matters Before You Travel

Financial Management, Personal Finance

Take Care of These Money Matters Before You Travel

Lai L2025-06-26T12:40:46-04:00June 26th, 2025|Financial Management, Personal Finance|

Easier Than You Think: Making Your First Budget
Gallery
Easier Than You Think: Making Your First Budget

Financial Management, Personal Finance

Easier Than You Think: Making Your First Budget

Lai L2025-06-02T12:37:13-04:00June 2nd, 2025|Financial Management, Personal Finance|

8 Healthy Financial Habits You Should Develop
Gallery
8 Healthy Financial Habits You Should Develop

Financial Management, Personal Finance

8 Healthy Financial Habits You Should Develop

Lai L2025-04-29T10:07:41-04:00April 29th, 2025|Financial Management, Personal Finance|

How to Take Full Advantage of Your Debit Card
Gallery
How to Take Full Advantage of Your Debit Card

Financial Management

How to Take Full Advantage of Your Debit Card

Dave Jensen2022-09-08T09:04:47-04:00August 11th, 2022|Financial Management|

How To Qualify For A Small Business Loan
Gallery
How To Qualify For A Small Business Loan

Financial Management

How To Qualify For A Small Business Loan

Dave Jensen2025-01-23T12:19:59-05:00December 16th, 2021|Financial Management|

Charter Oak’s Mobile App Rated Best App By LeapDroid
Gallery
Charter Oak’s Mobile App Rated Best App By LeapDroid

Personal Finance, Basic Banking, Financial Management

Charter Oak’s Mobile App Rated Best App By LeapDroid

Dave Jensen2022-05-10T09:18:14-04:00September 21st, 2021|Personal Finance, Basic Banking, Financial Management|

Connecticut First-Time Home Buyer Guide
Gallery
Connecticut First-Time Home Buyer Guide

Personal Finance, Financial Management

Connecticut First-Time Home Buyer Guide

Dave Jensen2023-07-10T14:19:04-04:00May 10th, 2021|Personal Finance, Financial Management|

How To Apply For An FHA Loan In Connecticut
Gallery
How To Apply For An FHA Loan In Connecticut

Personal Finance, Financial Management

How To Apply For An FHA Loan In Connecticut

Dave Jensen2022-05-09T15:11:30-04:00May 10th, 2021|Personal Finance, Financial Management|

Connecticut Credit Unions vs. Banks: What’s the Difference?
Gallery
Connecticut Credit Unions vs. Banks: What’s the Difference?

Personal Finance, Financial Management

Connecticut Credit Unions vs. Banks: What’s the Difference?

Dave Jensen2025-01-23T12:18:03-05:00May 10th, 2021|Personal Finance, Financial Management|

6 Smart Things To Do With Your Tax Refund This Year
Gallery
6 Smart Things To Do With Your Tax Refund This Year

Personal Finance, Financial Management

6 Smart Things To Do With Your Tax Refund This Year

Dave Jensen2022-05-09T15:16:21-04:00March 12th, 2021|Personal Finance, Financial Management|