We Make Auto Loans Simple
Ready to purchase your next vehicle? You'll get our low auto loan rates whether you apply online, in-person, or visit one of our preferred dealers.
New & Used Options
- Convenient terms to fit your budget
- Guaranteed Asset Protection Insurance (GAP) available
- $25 Rebate for new loans with automatic payment from a Charter Oak account
- Car lease running out? We offer off-lease financing, with great rates and great terms!
| Model Year | Rates As Low As¹ |
|---|---|
| 2024 & Newer | 5.99% APR* |
| 2022 – 2023 | 5.99% APR |
| 2019 – 2021 | 5.99% APR |
| 2016 – 2018 | 7.74% APR |
| 2015 | 8.74% APR |
Auto Loan Preferred Dealers
We have partnered with the dealerships listed below in your neighborhood to offer you a convenient way to purchase a vehicle and get your credit union financing.
| DEALER NAME | DEALER ADDRESS | PHONE | WEBSITE |
|---|---|---|---|
| Antonino Acura | Route 184, 340 Gold Star Hwy, Groton, CT 06340 | 860.448.1299 | www.antoninoacura.com |
| Brustolon Buick-GMC | 47 Stonington Westerly Rd, Mystic, CT 06355 | 860.536.2626 | www.brustolon.com |
| Capitol Chrysler Dodge Jeep Ram |
1520 W. Main St, Willimantic, CT 06226 | 860.423.4516 | www.capitolcdj.com |
| Cardinal Honda |
531 Route 12, Groton, CT 06340 | 860.449.0411 | www.cardinalhonda.com |
| Central Hyundai | 98 Lathrop Rd, Plainfield, CT 06374 | 860.564.4014 | https://centralhyundaict.com |
| Central Mazda | 98 Lathrop Rd, Plainfield, CT 06374 | 860.564.4014 | https://centralmazdact.com |
| Central Volkswagen of Plainfield | 98 Lathrop Rd, Plainfield, CT 06374 | 860.564.4014 | https://centralvwct.com |
| Charles Toyota-Scion | 500 West Thames St, Norwich, CT 06360 | 860.889.8375 | www.charlestoyota.com |
| Colonial Chevrolet Cadillac Hyundai | 452 Broad St., New London, CT 06320 | 860-443-8432 | |
| Columbia Ford | 234 Willimantic Rd, Columbia, CT 06237 | 860.228.2886 | www.columbiaford.com |
| Falvey's Motors | 395 West Thames St, Norwich, CT 06360 | 860.889.3371 | www.falveys.com |
| Gates GMC-Buick-Nissan | 143 Boston Post Rd, North Windham, CT 06256 | 860.456.0055 | www.gatesgmcnissan.com |
| Girard Ford | 450 West Thames St, Norwich, CT 06360 | 860.889.2601 | www.girardford.com |
| Girard Nissan | 425 Gold Star Highway, Groton, CT 06340 | 860.448.0050 | www.girardnissan.com |
| Girard Toyota BMW of New London | 543 Coleman St, New London, CT 06320 | 860.447.3141 | www.girardtoyota.com |
| Grossman Chevrolet Nissan | 300 Middlesex Turnpike, Old Saybrook, CT 06475 | 860.388.5785 | www.grossmanautos.com |
| Heritage Valley Ford | 455 Providence Rd., Brooklyn, CT 06234 | 860.774.3673 | https://www.hvford.com |
| Hoffman Audi of New London | 490 Broad St New London, CT 06320 | 860.447.5022 | https://hoffmanaudiofnewlondon.com |
| Holmgren Subaru | 3 New Park Ave, Franklin, CT 06254 | 860.889.2651 | www.holmgrensubaru.com |
| Kia of Old Saybrook | 275 Middlesex Turnpike, Old Saybrook, CT 06475 | 860-388-1300 | https://kiaofoldsaybrook.com |
| Maverick Stafford LLC | 121A W Stafford Rd., Stafford Springs, CT 06076 | 860-684-8888 | https://www.staffordcdjr.com |
| Monaco Ford of Niantic | 218 Flanders Road, Niantic, CT 06357 | 860.739.5403 | www.monacoford.com |
| Nissan of Norwich | 891 West Thames St, Norwich, CT 06360 | 860.892.6000 | www.nissanofnorwich.com |
| Priority Automotive of Groton LLC | 421 Route 12, Groton, CT 06340 | 860.449.1242 | www.kiaofgroton.com |
| Putnam Chrysler Dodge Jeep | 157 Providence Pike, Putnam, CT 06260 | 860.963.2277 | www.putnamchrysler.com |
| Putnam Ford | 3 Park Road, Putnam, CT 06260 | 860.928.2731 | www.putnam-ford.com |
| Reynolds Subaru | 268 Hamburg Rd., Lyme, CT 06371 | 860.434.0028 | www.reynoldssubaru.com |
| Scranton Chevrolet of Norwich | 774 W Thames St, Norwich, CT 06360 | 888.232.1431 | www.scrantonchevy.com |
| Secor’s Auto Center | 545-575 Broad Street, New London, CT 06320 | 860.442.3232 | www.secorauto.com |
| Secor Domestics | 407-409 Broad Street, New London, CT 06320 | 860.443.8335 | www.secorauto.com |
| Secor Subaru Inc. | 501 Broad Street, New London, CT 06320 | 860.442.2323 | www.secorauto.com |
| TJ Motors | 308 Broad St, New London, CT 06320 | 860.443.6301 | www.tjmotors.com |
| Toyota of Colchester | 100 Old Hartford Rd, Colchester, CT 06415 | 860.537.2468 | www.toyotaofcolchester.com |
| Troiano Chrysler Jeep Dodge | 435 S Main St., Colchester, CT 06415 | 860.537.2331 | www.troianochryslerjeepdodge.com |
| Vachon Chevrolet | 512 Providence Rd., Brooklyn, CT 06234 | 860.774.1100 | www.checkvachonchevy.com |
| Vachon GMC Cadillac | 139 Pomfret St., Putnam, CT 06260 | 860.928.6572 | www.checkvachongmc.com/ |
| Bob Valenti Chevrolet | 72 Jerry Browne Rd., Mystic, CT 06355 | 860.536.4931 | www.valentichevy.com |
| Valenti Chrysler Dodge Jeep | 72 Jerry Browne Rd., Mystic, CT 06355 | 860.536.4931 | www.valentichryslerdodgejeep.com |
| Valenti Ford | 72 Jerry Browne Rd., Mystic, CT 06355 | 860.536.4931 | www.valentiford.com |
| Valenti VW of Mystic | 72 Jerry Browne Rd., Mystic, CT 06355 | 860.536.4931 | www.bobvalentivw.com |
| Westbrook Toyota | 80 Flat Rock Place, Westbrook, CT 06498 | 860.388.6991 | www.westbrooktoyota.com |
| Whaling City Auto Group | 475 Broad Street, New London, CT 06320 | 860.443.8361 | www.mywhalingcity.com |
| Whaling City Mazda | 567 Coleman St., New London, CT 06320 | 860.443.2489 | www.whalingcitymazda.com |
| Wile Hyundai | 21 Route 66 East, Columbia, CT 06237 | 860.228.2300 | www.wilehyundai.com |
Your car’s most important accessory doesn’t come from your dealer.
None of your car’s accessories is more important than the insurance policy that covers it. With discounts for Charter Oak Federal Credit Union membership, the TruStage Auto & Home Insurance Program could save you money. Working with big-name companies we’ve carefully selected, you can expect top-notch service and solid value. It’s easy to get a quote and make the switch—even if you’re already covered with another company, you won’t lose a penny. Isn’t it time for car insurance the credit union way?
What is TruStage Insurance?
TruStageTM is insurance the credit union way. Our products and programs are made available through TruStage Insurance Agency and offered only to credit union members. Today, more than 15 million members rely on us for our products, programs, services, expertise and experience. With a commitment to dependability and a members-first philosophy, we help you protect what matters most.
TruStage™ Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. Individual premiums and savings will vary.
MAH-0213-40ED
*APR=Annual Percentage Rate.
1. Your rate may vary depending on:
- Your credit history
- Year of vehicle
- Term of loan
Please note:
- Loan to values are based on total amount of funded loan divided by MSRP for new vehicle and NADA Retail for used vehicles.
- Maximum used vehicle mileage: 125,000
- No commercial use vehicles, max GVW 10,000 lbs
- Minimum amount financed for new or used vehicles: $5,000 (except 84 month term)
Rates Effective January 29th, 2025