At Charter Oak, we return our profits to our members through lower loan rates, lower fees and better savings rates! When you join, you’re part of a member-owned institution that can meet all your financial needs, from banking to investments and so much more! Ready to join?

New Members Join Here
DOWNLOAD ACCOUNT CLOSING LETTER
DIRECT DEPOSIT AND AUTO PAY SWITCH FORM

YOU CAN JOIN IF YOU…

live or

worship

IN NEW LONDON AND WINDHAM COUNTY

Membership also extends to immediate family or household members as well as businesses and other legal entities!

WHAT DO I NEED?

To begin your general membership, you must have ONE from the following list, which will be used to confirm your identity and information from it will be added to your membership:

  • Valid State issued Driver’s License, Identification card or Learner’s Permit with a photograph issued by the State Department of Motor Vehicle
  • Valid Military Identification with a photo issued by the Federal Government
  • Valid Identification Card with a photo issued by the State Department of Income and Maintenance
  • Valid Domestic or Foreign Passport
  • Valid Alien registration card
  • Pistol Permit

Please Note: Other accounts may have additional requirements. Please speak with a Member Service Representative for details.

HOW DO I JOIN?

At Charter Oak, our members bank better with lower rates on loans, lower fees, and higher rates on deposits. So join today and see why members DO bank better at Charter Oak!

MAKE THE SWITCH!

Account Closing Letter

To close an account, complete and mail this form to your former financial institution. Please note: Your former institution may require additional forms to close your account.

DOWNLOAD ACCOUNT CLOSING LETTER

Direct Deposit & Auto Pay

To change or set up Direct Deposits or Automatic Payments complete this form and send it to your employer or creditor. Please note: The company initiating the Direct Deposit or Automatic Payment may require an additional form or more information. You may also bring the completed forms to any Charter Oak branch and a Member Service Representative will assist you with switching your automatic payments.

DIRECT DEPOSIT AND AUTO PAY SWITCH FORM

ENJOY THESE GREAT OFFERS

Savings Accounts

EARN 1.50% APY* ON OUR HSA ACCOUNT

*APY = Annual Percentage Yield

Auto Loans

AUTO LOAN RATES AS LOW AS 2.74% APR**

**APR = Annual Percentage Rate

Checking Accounts

EARN 3.00% APY* ON GO CHECKING

*APY = Annual Percentage Yield

ACCELERATOR MORTGAGE AS LOW AS 2.79%/2.85% APR**

**APR = Annual Percentage Rate