At Charter Oak, we offer great products and services to enhance your savings and your bottom line. It’s why our Members Bank Better!

See our offers below to jumpstart your savings with our Bright Future Savings Account and our Certificates! 

Open Your Bright Future Savings Account Today!

Earn 3.00% APY* on the first $2,000.00 of your balance.

Must be age 14-28 to open a Bright Future Savings Account. Balances greater than $2,000.00 will earn 0.25% APY*.

Visit any of our conveniently located branches or call our Contact Center at 860.446.8085 to open your Bright Future Savings Account today!

*(APY = Annual Percentage Yield) The Bright Future Savings Account is a “Split Rate Tiered” account. You will earn the stated APY only for the account balance within each tier. 3.00% APY is paid on balances up to $2,000.00. Balances over $2,000.00 earn 0.25% APY. The account is a variable rate account and rates can change at any time. This account may only be opened by members between the ages of 14-28. After reaching the age of 29, account will remain open at the discretion of the account holder. This offer can be withdrawn at any time. No minimum to open. Limit of one Bright Future Account per Social Security number.  

Earn 0.80% APY* on a 7-Month Certificate

Earn 0.80% APY** on a 20-Month Certificate

Visit any of our conveniently located branches or call our Contact Center at 860.446.8085 to open your new certificate today!

*(APY = Annual Percentage Yield). This APY is effective July 6, 2020 and requires a minimum balance of $1,000 to open. The stated APY is for “Gold Rewards” members and also available for non-“Gold Rewards” members who open a certificate with funds not currently on deposit at Charter Oak Federal Credit Union. Not available on HSA, IRA and other retirement accounts. The stated APY assumes that the dividends will remain on deposit until maturity. A penalty for an early withdrawal may apply. Rate is subject to change at any time. This offer can be withdrawn at any time.

**(APY = Annual Percentage Yield). This APY is effective July 6, 2020 and requires a minimum balance of $1,000 to open. The stated APY assumes that the dividends will remain on deposit until maturity. A Jumbo Money Market Account is required to be opened to receive certificate funds at maturity. Rate is subject to change at any time. Not available on HSA, IRA and other retirement accounts. A penalty for early withdrawal may apply. This offer can be withdrawn at any time.

ENJOY THESE GREAT OFFERS

Savings Accounts

EARN 1.50% APY* ON OUR HSA ACCOUNT

*APY = Annual Percentage Yield

Auto Loans

AUTO LOAN RATES AS LOW AS 2.74% APR**

**APR = Annual Percentage Rate

Checking Accounts

EARN 3.00% APY* ON GO CHECKING

*APY = Annual Percentage Yield

ACCELERATOR MORTGAGE AS LOW AS 2.79%/2.85% APR**

**APR = Annual Percentage Rate