Mohegan Sun

Mohegan Sun employees, take advantage of these great specials below!

Effective October 5th, new hours for our Mohegan Sun Branch are Tuesday and Thursday, 9 a.m. to 5 p.m. In addition, you can reach out to our Contact Center at 860.446.8085 or stop by any other conveniently located branch to take advantage of these special offers!

☑ $150.00 CASH BONUS*

SUN Checking

Open a SUN Checking with $500.00 monthly direct deposit*

• 3.00% Annual Percentage Yield (APY)*
• ATM Rebates
• Free first order of checks
• And much more!

*(APY = Annual Percentage Yield) The SUN Checking Account is a “Split Rate Tiered” account for Mohegan Tribal members, Mohegan Tribal Government, employees of Mohegan Sun Casino, Mohegan Sun Tribal Gaming Authority and Mohegan Sun Holdings, LLC. Badge/proof of employment is required. 3.00% APY is paid on balances up to $10,000. Balances over $10,000 earn 0.25% APY. The default APY of 0.05% will be applied to all tiered balances if account conditions are not met. All Charter Oak foreign ATM fees will be rebated. Surcharge fees charged by other financial institutions or networks will be rebated up to $9.99 each to a maximum of $20 a month and rebated at the end of the month. The one-time $150 bonus will be awarded after account has met required conditions for three consecutive months within a six month period from account opening. Must not have a record on Chex Systems. Rates are variable and can change at any time. Account limitations: To earn the stated APYs your account must have e-Statement, Online Banking and 10 Debit Card transactions posted per month (excluding ATM transactions) and have Direct Deposit of $500 posted in each calendar month. If you fail to meet these requirements your account will earn the default APY of 0.05% on all tiered balances and ATM fees will not be rebated. This offer applies to new accounts only. Existing checking accounts are not transferrable to a SUN Checking Account. Existing members may open a new SUN Checking Account under their existing account and must meet the account conditions to qualify. Only one SUN Checking Account per qualified member number. APY effective November 1, 2020. This offer may be withdrawn at any time.

☑ $475.00 Mortgage Origination Fee Rebate**

**Origination fee of $475, if applicable, will be rebated at closing to Mohegan Tribal members, Mohegan Tribal Government, employees of Mohegan Sun Casino, Mohegan Sun Tribal Gaming Authority and Mohegan Sun Holdings, LLC. Proof of employment is required. Eligible properties include 1-4 family dwellings and approved condominiums in Connecticut and Rhode Island only. Offer does not include the refinancing of existing Charter Oak mortgages. All other fees and closing costs apply. Offer may be withdrawn at any time.

☑ $50 Gas Card for a New Charter Oak Auto Loan***

***A pre-paid $50 gas card is provided to Mohegan Tribal members, Mohegan Tribal Government, employees of Mohegan Sun Casino, Mohegan Sun Tribal Gaming Authority and Mohegan Sun Holdings, LLC who are Charter Oak Federal Credit Union members who finance a new or used car directly with Charter Oak Federal Credit Union. Proof of employment is required. This offer does not apply to the refinancing of an existing auto loan with Charter Oak Federal Credit Union. Application may be taken at any branch or by the Contact Center. All terms and conditions can change at any time.

☑ Gold Rewards – Our Unique Member Rewards Program****

• Earn $100 Annual Cash Bonus – Paid in December
• No ATM Fees*****
• Special Gold Rates
• And much more!

****The “Gold Rewards” program is designed to benefit credit union members who maintain important account relationships at the credit union. In order to be eligible to receive “Gold Rewards” you must meet the following criteria on a monthly basis: maintain a checking account and maintain either a reoccurring Direct Deposit of $1500 or more within the month, or have Bill Pay with a minimum of 4 unique payments posted within the month, and have a minimum combined deposit and loan balance of $20,000 or more. All qualifying accounts must be in good standing with no current delinquent loan accounts or charge offs to the credit union. Your accounts will be reviewed monthly to determine eligibility for “Gold Rewards” and the rewards will be available in the following month. All qualifying accounts must be owned by the primary member and registered with the same Social Security number. Business accounts do not qualify for the “Gold Rewards” program.

Meeting these criteria on a monthly basis will earn the “Gold Rewards” Member periodic special share certificate offers; a 0.25% reduction on new personal loans (does not apply to the refinancing of existing loans at the credit union or new mortgages. To earn this 0.25% rate reduction, the member must qualify as a “Gold Rewards” Member at the time of application.); Bill Pay with no monthly fee; *****all Charter Oak foreign ATM fees will be rebated, surcharge fees charged by other financial institutions or networks will be rebated up to $9.99 each to a maximum of $20 a month and rebated at the end of the month; fees for financial institution to financial institution transfers out of your Charter Oak account will be rebated at the end of the month; Readi Cash Too withdrawal transfer fee and overdraft transfer from share fee is waived; one free standard order of checks during a six month period (order must be placed at a branch or through the Contact Center); free Cashier’s Checks and Money Orders; and a $100 credit will be applied towards the closing costs of any new Charter Oak mortgage loan. (Does not apply to “Accelerator” or “Cost Saver” Mortgages or mortgage loans already financed at the credit union.)

In addition to the benefits listed above, each year a Special Bonus will be paid to “Gold Rewards” Members who meet the monthly criteria for “Gold Rewards” for 12 months beginning in January of each year. The Special Bonus will be determined annually and paid in December. The Special Bonus is considered interest and will be reported on IRS Form 1099-INT. “Gold Rewards” benefits can change without notice.

☑ Free Consultation with Charter Oak Retirement and Investment Services

☑ Our 24/7 ATM Accepts Cash Deposits