We offer a variety of convenient loans to meet your needs, including affordable mortgages and flexible home equity loans. Our low rates and flexible terms on automobile loans help your money go farther, while our Platinum Visa Cards offer big benefits like great rate options, no annual fee, and Scorecard Rewards points. We also have financing available for debt consolidation, furniture, vacations and other personal purposes.

Mortgage Loans

Mortgage & Home Equity Loans

Whether you’re looking to buy, refinance or renovate, understanding your options is a whole lot easier when you’re working with a team of experienced mortgage professionals.

Learn more about Mortgage Loans >>

Consumer Lending Center

Consumer Lending Center

We’re happy you’ve chosen Charter Oak Federal Credit Union for your lending needs and we’re committed to making your member experience an easy one with our convenient online loan applications!

Learn more Consumer Lending >>

Personal Loans

Business Loans

Our Business Loan Solutions will make your borrowing hassle free! We offer competitive products, an easy loan process, personal attention and efficient and timely decisions.

Learn more about Business Loans >>

Auto Loans

Auto Loans

Pick out the car of your dreams and get convenient, low-cost Charter Oak financing! We have partnered with dealerships in your neighborhood to offer you a convenient way to purchase a vehicle and get you credit union financing.

Learn more about Auto Loans >>

Personal Loans

Unsecured Personal Loans

Our Unsecured Personal Loans are available for a variety of uses, from debt consolidation to electronics purchases, vacations, and other personal uses.

Learn more about Personal Loans >>

Visa Credit Card

Visa Card Center

A Charter Oak Visa® Platinum card gives you more, like exciting ScoreCard® Rewards Bonus Points redeemable for merchandise and travel.

Learn more about Charter Oak Visa® >>

Student Loans

Student Loans

You can pay for college the smart way with great repayment options and competitive rates! Tuition and other education expenses can be high, so we’ve partnered with Sallie Mae to offer members their Smart Option Student Loan.

Learn more about Student Loans >>

ENJOY THESE GREAT OFFERS

Savings Accounts

EARN 1.50% APY* ON OUR HSA ACCOUNT

*APY = Annual Percentage Yield

Auto Loans

AUTO LOAN RATES AS LOW AS 2.74% APR**

**APR = Annual Percentage Rate

Checking Accounts

EARN 3.00% APY* ON GO CHECKING

*APY = Annual Percentage Yield

ACCELERATOR MORTGAGE AS LOW AS 2.79%/2.85% APR**

**APR = Annual Percentage Rate