We offer a variety of convenient loans to meet your needs, including affordable mortgages and flexible home equity loans.
Our low rates and flexible terms on automobile loans help your money go farther, while our Platinum Visa Cards offer big benefits like great rate options, no annual fee, and Scorecard Rewards points. We also have financing available for debt consolidation, furniture, vacations and other personal purposes.
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Financial Education

Why You Should Refinance Your Mortgage Now
With mortgage loan interest rates at historic lows, you may be curious about whether you can refinance your mortgage. As rumors swirl about the Fed raising rates, you may have a limited amount of time to take advantage of the lowest interest rates.

What Is the Maximum Amount of Student Loans?
There are limits to how much money you can borrow with student loans. The maximum student loan per year depends on how far along you are in school and whether your loans are federal or private.

How To Qualify For A Small Business Loan
Getting a small business loan can be complicated, and you can avoid potentially time-consuming rejections by understanding the lender’s qualifications and the requirements for a small business loan.

Connecticut First-Time Home Buyer Guide
Are you a first-time homebuyer in CT? If so, there are a number of programs and grants that could help you qualify for a home loan. When buying a home, it’s important to understand the process.

Connecticut Credit Unions vs. Banks: What’s the Difference?
When it’s time to choose a financial institution, you have a lot of options and becoming a member of your local credit union is one of them. Here’s what you need to know about the differences between a bank and a credit union.

Auto Loans & Rates CT
At Charter Oak, we are committed to providing our credit union members with access to the best auto loan rates in CT.