PRIVACY POLICIES/SECURITY NOTICES

ALWAYS PROTECT YOUR PERSONAL INFORMATION!

At Charter Oak Federal Credit Union, we are committed to keeping your financial information secure and protected. It's important that you help us safeguard your information. 

Please be aware that we will never request any sensitive personal or account information via email.

  • If you receive an email requesting personal or account information, please do not respond or click on any link. Instead, you should delete the email and contact Charter Oak during business hours by calling 860.446.8085 or toll free at 800.962.3237.
  • If you receive a telephone call requesting personal or account information, please do not provide any information to the caller. Please ask for the caller's phone number and then hang up. Contact Charter Oak during business hours by calling 860.446.8085 or toll free at 800.962.3237. 

Your privacy and security are very important to us, and we want to ensure that your financial information always remains secure and protected. 


WEBSITE PRIVACY NOTICE

 

Online Security

Make sure you are on a secure site before entering your user name, password or other personal or financial information when using this website. The address of a secure site begins with “https," rather the “http." It is okay for the home page to begin with “http," but the login page URL for Online Banking  and other sites where personal information is entered will begin with “https." To verify that a site is secure, you can read the Security Certificate details by clicking on the padlock that appears in the address bar. View the Certificate and make sure it matches the site.

Unauthorized Access

This is the official Charter Oak Federal Credit Union Website. All information is proprietary and any unauthorized use, access, distribution, or copying is strictly prohibited. All rights reserved. Charter Oak Federal Credit Union, 2017.  Any unauthorized use or access to this website will be reported to local, state and federal agencies including the Federal Bureau of Investigation. Any information relating to the misuse or unlawful access of this site should be reported to Charter Oak Federal Credit Union’s Security Officer at 860.446.8085.

AGGREGATED DATA

 

In order to determine the level of interest in information available on our website and help us design or improve our products and services, we may use standard software to collect information about visitors to the website and use such information to create summary statistics. This information is maintained only in aggregated form and cannot be used to identify you. The information we collect and use from the website may include:

  • Date and time our site was accessed
  • IP address (a numeric address given to servers connected to the Internet)
  • Web browser use
  • City, state, and country

"COOKIES"

We use "cookies" as part of our website interface. A "cookie" is a small file that is placed on the user's computer. While it contains no member information, it identifies the member's computer and allows Charter Oak to measure usage of the website and customize the website experience.

LINKS

Charter Oak will occasionally link to other sites as a convenience to our members. We will seek to link with other sites that adhere to similar privacy standards. For all third-party links, Charter Oak will disclose the following information, typically in a pop-up message that requires acceptance before contiuing:

  • The user is leaving our website.
  • The user is linking to an alternate website not operated by Charter Oak.
  • We are not responsible for the content of the alternate website.
  • We do not represent either the third party or the user/member if the two enter into a transaction.
  • Privacy and security policies may differ from those practiced by Charter Oak.

FRAUD AND SECURITY

 

member education and awareness

No data transmission over the Internet or any wireless network can be 100% guaranteed secure. Accordingly, while we strive to protect and maintain the security of our website and your personal information, we cannot ensure or warrant the security of any information you transmit to us from the website, and you do so at your own risk.

How to Protect Yourself:

  • Shred sensitive documents instead of just throwing them in the trash or recycling bin.
  • Regularly change your passwords to reduce the risk of online identity theft.
  • Leave nothing of value in your car such as your wallet, laptop or mobile device.
  • Don't give out personal information over the phone, over the Internet or through regular mail unless you initiated the contact. If you receive communication by someone claiming to be your financial institution, don't respond. Instead, contact the institution with a number you know to be correct.
  • If a sale or contest on social media seems too good to be true, it probably is. Don't get involved.
  • Do not enter any sensitive personal information on your laptop or mobile device while using public wi-fi. This is a treasure trove for thieves just waiting to collect your information.
  • Be sure to have a password on your personal home wi-fi. This will keep hackers from breaking in to your system.

PHISHING ALERTs and fraud alerts

Phishing is the fradulent practice of sending emails purporting to be from reputable companies in order to induce individuals to reveal personal information, such as passwords and credit card numbers.

Please check back here for occasional updates.

FOR MORE INFORMATION ON HOW TO PROTECT YOURSELF AND YOUR IDENTITY PLEASE VISIT ANY OF THE LINKS BELOW:

AARP Fraud Watch Network
http://www.aarp.org/money/scams-fraud/fraud-watch-network/

MyCreditUnion.gov
https://www.mycreditunion.gov/protect/fraud/Pages/default.aspx

Federal Trade Commission
https://identitytheft.gov/

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