
Charter Oak Federal Credit Union is like a bank, just better!
We've been proudly serving eastern Connecticut since 1939 and we offer great checking, deposit, lending, insurance and investment products. And because we're a credit union, we're owned by our members, not by shareholders. So we can offer lower rates on loans and higher rates on deposits.
It's easy to become a Charter Oak member. Our membership is open to anyone who lives, works, goes to school, volunteers, or worships in New London or Windham County, CT. Membership also extends to immediate family or household members as well as businesses and other legal entities.
So join today and see why Members Bank Better at Charter Oak!
Join todayOR Call UsOR Visit us
DOWNLOAD
ACCOUNT CLOSING LETTER
To close an account, complete and mail this form to your former financial institution. Please note: Your former institution may require additional forms to close your account.
DIRECT DEPOSIT AND
AUTO PAY SWITCH FORM
To change or set up Direct Deposits or Automatic Payments complete this form and send it to your employer or creditor. Please note: The company initiating the Direct Deposit or Automatic Payment may require an additional form or more information. You may also bring the completed forms to any Charter Oak branch and a Member Service Representative will assist you with switching your automatic payments.
AUTO LOAN RATES
AS LOW AS
3.24%apr**
CONVENIENT, LOW COST
AUTO LOANS!
FIND OUT MORE
** APR = Annual Percentage Rate
EARN
3.00%apy*
ON GO CHECKING
UP TO $10,000
ATM REBATES AND MUCH MORE!
*APY=Annual Percentage Yield
1055 Hartford Turnpike • Waterford, CT 06385
860.446.8085 • 800.962.3237
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4 | [8] | 0.061540 | 0.061056 | 11.04% | Start | security:102 | (Major) | Security Online |
5 | [13] | 0.064334 | 0.002794 | 0.51% | Init_Start | index:38 | (Major) | End of initialization |
6 | [15] | 0.066770 | 0.002436 | 0.44% | Item | item_object:343 | (Major) | Item Object Spawning: 8 (Total Items: 1) |
7 | [20] | 0.089231 | 0.022461 | 4.06% | Item | item_object:365 | (Major) | Item Object Spawned: 8 Type:page_object |
8 | [22] | 0.094247 | 0.005016 | 0.91% | History | history:661 | (Normal) | Finished adding Page View Data |
9 | [26] | 0.098681 | 0.004434 | 0.80% | Modes | genome:205 | (Major) | Executing Mode: display |
10 | [28] | 0.098806 | 0.000125 | 0.02% | Modes | mode_base:190 | (Major) | Premode Tasks - Start |
11 | [29] | 0.098839 | 0.000033 | 0.01% | Modes | mode_itembase:118 | (Major) | Start Premode Tasks display |
12 | [31] | 0.105120 | 0.006281 | 1.14% | Modes | mode_itembase:231 | (Major) | End Premode Tasks display |
13 | [32] | 0.105153 | 0.000033 | 0.01% | Modes | mode_base:193 | (Major) | Mode Tasks - Start |
14 | [36] | 0.115978 | 0.010825 | 1.96% | Modes | genome:218 | (Major) | Finished Executing Mode: display |
15 | [37] | 0.116018 | 0.000040 | 0.01% | Start | mode_base:443 | (Major) | Prepare starting in render |
16 | [38] | 0.116055 | 0.000037 | 0.01% | Start | Smarty3InitializationTrait:54 | (Major) | Initializing Smarty |
17 | [40] | 0.116338 | 0.000283 | 0.05% | Start | Smarty3InitializationTrait:97 | (Major) | Initialized Smarty Object From mode_base |
18 | [42] | 0.125379 | 0.009041 | 1.63% | Search | search:1108 | (Normal) | Search: 1 Starting Search |
19 | [43] | 0.127197 | 0.001818 | 0.33% | Item | item_object:343 | (Major) | Item Object Spawning: 2 (Total Items: 2) |
20 | [46] | 0.135828 | 0.008631 | 1.56% | Item | item_object:365 | (Major) | Item Object Spawned: 2 Type:profile_object |
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22 | [49] | 0.136707 | 0.000726 | 0.13% | Search | search:1108 | (Normal) | Search: 2 Starting Search |
23 | [50] | 0.166544 | 0.029837 | 5.39% | Search | search:1344 | (Normal) | Search: 2 Finished Search Query Time: 0000.0032990 |
24 | [51] | 0.166652 | 0.000108 | 0.02% | Start | mode_itembase:249 | (Normal) | Start mode_prepare |
25 | [53] | 0.179253 | 0.012601 | 2.28% | Start | mode_itembase:251 | (Normal) | End mode_prepare |
26 | [54] | 0.179344 | 0.000091 | 0.02% | Start | mode_base:447 | (Major) | Prepare complete in render |
27 | [55] | 0.179400 | 0.000056 | 0.01% | Start | mode_base:527 | (Major) | Begin Render |
28 | [56] | 0.179437 | 0.000037 | 0.01% | Modes | mode_base:535 | (Major) | Render Starting |
29 | [57] | 0.179466 | 0.000029 | 0.01% | Modes | mode_base:538 | (Major) | Rendering Content - Start |
30 | [58] | 0.179586 | 0.000120 | 0.02% | Start | mode_base:1091 | (Major) | Rendering template site/custom/templates/web/items/page/default_display.tpl |
31 | [60] | 0.195436 | 0.015850 | 2.87% | Search | search:1108 | (Normal) | Search: 3 Starting Search |
32 | [61] | 0.226251 | 0.030815 | 5.57% | Item | item_object:343 | (Major) | Item Object Spawning: 73 (Total Items: 3) |
33 | [65] | 0.235780 | 0.009529 | 1.72% | Item | item_object:365 | (Major) | Item Object Spawned: 73 Type:pocket_object |
34 | [66] | 0.235984 | 0.000204 | 0.04% | Search | search:1344 | (Normal) | Search: 3 Finished Search Query Time: 0000.0046060 |
35 | [70] | 0.282480 | 0.046496 | 8.41% | Start | mode_base:1093 | (Major) | Finished rendering template site/custom/templates/web/items/page/default_display.tpl |
36 | [71] | 0.282515 | 0.000035 | 0.01% | Modes | mode_base:540 | (Major) | Rendering Content - End |
37 | [72] | 0.282547 | 0.000032 | 0.01% | Modes | mode_base:548 | (Major) | Rendering section head - Start |
38 | [73] | 0.282695 | 0.000148 | 0.03% | Start | mode_base:1091 | (Major) | Rendering template site/custom/templates/web/site/head.tpl |
39 | [75] | 0.298330 | 0.015635 | 2.83% | Item | item_object:343 | (Major) | Item Object Spawning: 40 (Total Items: 4) |
40 | [78] | 0.306736 | 0.008406 | 1.52% | Item | item_object:365 | (Major) | Item Object Spawned: 40 Type:menu_object |
41 | [80] | 0.332272 | 0.025536 | 4.62% | Item | item_object:343 | (Major) | Item Object Spawning: 59 (Total Items: 5) |
42 | [83] | 0.348608 | 0.016336 | 2.95% | Item | item_object:365 | (Major) | Item Object Spawned: 59 Type:menu_object |
43 | [85] | 0.373744 | 0.025136 | 4.54% | Item | item_object:343 | (Major) | Item Object Spawning: 4 (Total Items: 6) |
44 | [88] | 0.381827 | 0.008083 | 1.46% | Item | item_object:365 | (Major) | Item Object Spawned: 4 Type:menu_object |
45 | [89] | 0.404992 | 0.023165 | 4.19% | Start | mode_base:1093 | (Major) | Finished rendering template site/custom/templates/web/site/head.tpl |
46 | [90] | 0.405029 | 0.000037 | 0.01% | Modes | mode_base:550 | (Major) | Rendering section head - End |
47 | [91] | 0.405058 | 0.000029 | 0.01% | Modes | mode_base:548 | (Major) | Rendering section foot - Start |
48 | [92] | 0.405209 | 0.000151 | 0.03% | Start | mode_base:1091 | (Major) | Rendering template site/custom/templates/web/site/foot.tpl |
49 | [94] | 0.406220 | 0.001011 | 0.18% | Search | search:1108 | (Normal) | Search: 4 Starting Search |
50 | [95] | 0.440243 | 0.034023 | 6.15% | Search | search:1344 | (Normal) | Search: 4 Finished Search Query Time: 0000.0040820 |
51 | [97] | 0.442605 | 0.002362 | 0.43% | Item | item_object:343 | (Major) | Item Object Spawning: 39 (Total Items: 7) |
52 | [100] | 0.450921 | 0.008316 | 1.50% | Item | item_object:365 | (Major) | Item Object Spawned: 39 Type:menu_object |
53 | [106] | 0.491465 | 0.040544 | 7.33% | Start | mode_base:1093 | (Major) | Finished rendering template site/custom/templates/web/site/foot.tpl |
54 | [107] | 0.491500 | 0.000035 | 0.01% | Modes | mode_base:550 | (Major) | Rendering section foot - End |
55 | [108] | 0.491530 | 0.000030 | 0.01% | Modes | mode_base:548 | (Major) | Rendering section post - Start |
56 | [109] | 0.491680 | 0.000150 | 0.03% | Start | mode_base:1091 | (Major) | Rendering template site/custom/templates/web/site/post.tpl |
57 | [110] | 0.492048 | 0.000368 | 0.07% | Start | mode_base:1093 | (Major) | Finished rendering template site/custom/templates/web/site/post.tpl |
58 | [111] | 0.492080 | 0.000032 | 0.01% | Modes | mode_base:550 | (Major) | Rendering section post - End |
59 | [112] | 0.492186 | 0.000106 | 0.02% | Start | mode_base:1091 | (Major) | Rendering template site/custom/templates/web/site/pre.tpl |
60 | [116] | 0.538692 | 0.046506 | 8.41% | Package | PackageManager:731 | (Major) | Start rendering css asset block. |
61 | [117] | 0.541375 | 0.002683 | 0.49% | Package | PackageManager:1043 | (Major) | Start rendering js asset block. |
62 | [118] | 0.552846 | 0.011471 | 2.07% | Start | mode_base:1093 | (Major) | Finished rendering template site/custom/templates/web/site/pre.tpl |
63 | [119] | 0.553001 | 0.000155 | 0.03% | Start | mode_base:1091 | (Major) | Rendering template site/core/templates/web/helpers/debugger_popup.tpl |
64 | [0] | 0.553159 | 0.000158 | 0.03% | ||||
64 | - | 0.553157 | 100.00% | total |