Special Offers

At Charter Oak, we offer great products and services to enhance your savings and your bottom line. It's why our Members Bank Better!

See below to jumpstart your savings today with our Bright Future Savings Account and our great Certificate offers!

Introducing our Bright Future Savings Account!

Must be age 14-28 to open a Bright Future Savings Account. Balances greater than $2,000.00 will earn 0.25% APY*. 

Visit any of our conveniently located branches or contact our Call Center at 860.446.8085 to open your Bright Future Savings Account today!

*(APY = Annual Percentage Yield) The Bright Future Savings Account is a "Split Rate Tiered" account. You will earn the stated APY only for the account balance within each tier. 5.00% APY is paid on balances up to $2,000.00. Balances over $2,000.00 earn 0.25% APY. The account is a variable rate account and rates can change at any time. This account may only be opened by members between the ages of 14-28. After reaching the age of 29, account will remain open at the discretion of the account holder. This offer can be withdrawn at any time. No minimum to open. Limit of one Bright Future Account per Social Security number.  

Whether you are looking for a short-term, penalty-free certificate or a certificate with a longer term and higher rate, we've got you covered!

Earn 1.60%* APY on an 8-Month Penalty Free Certificate**

Earn 2.00% APY on a 20-Month Certificate***

Visit any of our conveniently located branches or contact our Call Center at 860.446.8085 to open your new certificate today!

 

*APY= Annual Percentage Yield. The stated APY assumes that the dividends will remain on deposit until maturity. Effective January 3, 2018. Minimum balance to open is $1,000.00. The stated APY is for "GoldRewards" members. The stated APY is available for non-"Gold rewards" members who open a certificate with funds that are not on deposit at Charter Oak Federal Credit Union. This offer can be withdrawn at any time.

**You may withdraw one time the total balance and dividends without penalty after the first seven days that the account is opened. Withdrawals that are made seven days or less from the date that the certificate is opened are subject to a penalty of 1% of the certificate balance net of accrued dividends. No partial withdrawals of principal are allowed at any time. Not available on HSA, IRA and other retirement accounts. A Jumbo Money Market Account is required to be opened to receive certificate funds at maturity. Rate is subject to change at any time.

***APY= Annual Percentage Yield. The stated APY assumes that the dividends will remain on deposit until maturity. Effective January 3, 2018. Minimum balance to open is $1,000.00. A Jumbo Money Market Account is required to be opened to receive certificate funds at maturity. Rate is subject to change at any time. Not available on HSA, IRA and other retirement accounts. A penalty for early withdrawal may apply. This offer can be withdrawn at any time.

 

Enjoy these great offers!

 

EARN
 

1.60%apy*


ON AN 8-MONTH

CERTIFICATE

PENALTY FREE!





 

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* APY = Annual Percentage Yield

 

EARN
 

2.00%apy*


ON A 20-MONTH

CERTIFICATE





 

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* APY = Annual Percentage Yield

 

GET THE MONEY
YOU NEED FOR COLLEGE

 

WITH A SALLIE MAE

 

SMART OPTION

 

STUDENT LOAN

 





 

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ACCELERATOR MORTGAGES
AS LOW AS

3.24%  /
3.30%apr**


 

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** APR = Annual Percentage Rate