How to Take Full Advantage of Your Debit Card
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Phone & Card Fraud
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What’s Happening At Charter Oak
While interest rates remained low throughout 2020 and 2021, the Federal Reserve (Fed) is expected to raise rates as early as March 2022 due to high inflation.
What Happens When the Fed Raises Interest Rates?
While interest rates remained low throughout 2020 and 2021, the Federal Reserve (Fed) is expected to raise rates as early as March 2022 due to high inflation.
Why You Should Refinance Your Mortgage Now
With mortgage loan interest rates at historic lows, you may be curious about whether you can refinance your mortgage. As rumors swirl about the Fed raising rates, you may have a limited amount of time to take advantage of the lowest interest rates.
What Is the Maximum Amount of Student Loans?
There are limits to how much money you can borrow with student loans. The maximum student loan per year depends on how far along you are in school and whether your loans are federal or private.
How To Decide Between Building vs. Buying a Home
When you are ready to own a home, it can be tough to decide between purchasing an existing home and building a new home. There are many factors to consider as you go through evaluating building vs. buying a house.
How To Qualify For A Small Business Loan
Getting a small business loan can be complicated, and you can avoid potentially time-consuming rejections by understanding the lender's qualifications and the requirements for a small business loan.
Should You Buy A Home Without a Real Estate Agent?
When you are shopping for a house, your real estate agent can make the process of finding a home, negotiating with the sellers, and closing the deal much easier. Even if you are a first-time homebuyer, whether you use an agent is up to you.
Auto Loans & Rates CT
At Charter Oak, we are committed to providing our credit union members with access to the best auto loan rates in CT.
Charter Oak’s Mobile App Rated Best App By LeapDroid
Charter Oak Federal Credit Union’s mobile app has been recognized as one of LeapDroid’s “Best Mobile Apps App of 2021 (Android).”
Connecticut First-Time Home Buyer Guide
Are you a first-time homebuyer in CT? If so, there are a number of programs and grants that could help you qualify for a home loan. When buying a home, it’s important to understand the process.
How To Apply For An FHA Loan In Connecticut
Need a reliable way to finance your new home? Consider a Charter Oak FHA loan.
Connecticut Credit Unions vs. Banks: What’s the Difference?
When it’s time to choose a financial institution, you have a lot of options and becoming a member of your local credit union is one of them. Here’s what you need to know about the differences between a bank and a credit union.
6 Smart Things To Do With Your Tax Refund This Year
It’s tax season again and if you’re one of those lucky individuals, that means a tax refund is coming your way. So what should you do with that hefty refund check?
What Is A Health Savings Account
A Health Savings Account, commonly referred to as an HSA, is a type of interest-bearing savings account that lets you set aside pre-taxed or after-tax money* to pay for qualified medical expenses
Healthy Saving Habits for Kids in 2021
Saving money is a key building block to financial success. As we begin a new year, it’s an ideal time to teach your children the importance of saving money and help them lay a foundation that they can build upon later in life to be financially successful.
5 Reasons Members Bank Better
At Charter Oak, we return our profits to our members through lower loan rates, lower fees and better savings rates! When you join, you’re part of a member-owned institution that can meet all your financial needs, from banking to investments and so much more!